Domestic Cash Pooling

Consolidate cash flow within a single country or domestic market by sweeping funds from individual subsidiary accounts to a single, centralised location. With concentrated funds, you can streamline cash flow management to maintain greater oversight and control of funds in local markets, while optimising interest and capital availability across accounts.

Centralise available funds to optimise liquidity management and fund utilisation

Pool local funds into one location to improve cash flow oversight

Facilitate intercompany cash consolidation and lending to reduce external costs

Streamline cash flow management in domestic markets

Centralise cash flow

Pool cash balances across various accounts and divisions in the domestic market into a centralised location to manage cash flow in one place.

Manage funds efficiently

Centralise all transactions and payments from your subsidiary business bank accounts automatically and gain greater visibility of cash flow.

Facilitate intercompany lending

Pool domestic funds into a central location and use surplus cash to offset any deficits and debts in local subsidiary accounts.

Optimise funding across local entities

Enhance liquidity management

Improve liquidity management by minimising debts across subsidiary accounts automatically.

Achieve centralised cash concentration and interest optimisation

Retain the advantages of local accounts while achieving centralised cash concentration and interest optimisation.

Take advantage of increased cost efficiency

Benefit from greater cost efficiency across fund relocation, with zero charges on cash pooling transactions within the ING network.

Features that strengthen your domestic cash position

Completely automated zero or target balancing solution

Select a fully automated zero or target balancing solution for greater cost efficiencies.

Intraday and end-of-day cash sweeping

Improve cash flow flexibility with intraday and end-of-day cash sweeping (with the same-day value).

Enable debt and credit consolidation

Facilitate credit and debt consolidation across accounts with intercompany lending and capital fund availability.

Single and multi-entity cash pooling structures

Choose single and multi-entity cash pooling structures to suit your position in the domestic market.

Cross-border accessibility

Benefit from cross-border access with availability in 18 countries in Europe and various currencies.

Are you in need of seamless domestic cash pooling?

ING offers customised cash and liquidity management solutions to suit your organisational needs. We currently serve corporate clients and financial institutions in over 40 countries, pairing local and global insight with sector knowledge and financial expertise to provide greater cash flow control, visibility, and efficiencies for our customers.

Contact your ING representative to know more about our offering.

Explore Cross-Border Cash Pooling

Why partner with us

Our purpose is to empower people to stay a step ahead in life and in business. So whatever your financial needs, whether you are looking to expand and want strategic advice, or just want to make your day-to-day banking more efficient, we are here to support your business ambitions.

Serving corporate clients and financial institutions in over 35 countries.
We pair local and global insight with sector knowledge with financial expertise.
We are ranked as a leader in sustainability and we are included in the FTSE4Good Index.

Euromoney
Best bank for sustainable finance in Central & Eastern Europe
2024
The Digital Banker
Highly acclaimed best wholesale bank for sustainable finance in Europe
2024
Global Finance
Best bank for cash management in Central & Eastern Europe and Western Europe
2024

Cookie settings