Wholesale Banking

Domestic cash pooling

Consolidate cash flow within a single country or domestic market by sweeping funds from individual subsidiary accounts to a single, centralised location. With concentrated funds, you can streamline cash flow management to maintain greater oversight and control of funds in local markets, while optimising interest and capital availability across accounts.

Centralise available funds to optimise liquidity management and fund utilisation

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Pool local funds into one location to improve cash flow oversight

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Facilitate intercompany cash consolidation and lending to reduce external costs

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Streamline cash flow management in domestic markets

Centralise cash flow

Pool cash balances across various accounts and divisions in the domestic market into a centralised location to manage cash flow in one place.

  • Manage funds efficiently

    Centralise all transactions and payments from your subsidiary business bank accounts automatically and gain greater visibility of cash flow.

  • Facilitate intercompany lending

    Pool domestic funds into a central location and use surplus cash to offset any deficits and debts in local subsidiary accounts.

  • Optimise funding across local entities

  • Enhance liquidity management

    Improve liquidity management by minimising debts across subsidiary accounts automatically.

  • Achieve centralised cash concentration and interest optimisation

    Retain the advantages of local accounts while achieving centralised cash concentration and interest optimisation.

  • Take advantage of increased cost efficiency

    Benefit from greater cost efficiency across fund relocation, with zero charges on cash pooling transactions within the ING network.

  • Features that strengthen your domestic cash position

    Completely automated zero or target balancing solution

    Select a fully automated zero or target balancing solution for greater cost efficiencies.

  • Intraday and end-of-day cash sweeping

    Improve cash flow flexibility with intraday and end-of-day cash sweeping (with the same-day value).

  • Enable debt and credit consolidation

    Facilitate credit and debt consolidation across accounts with intercompany lending and capital fund availability.

  • Single and multi-entity cash pooling structures

    Choose single and multi-entity cash pooling structures to suit your position in the domestic market.

  • Cross-border accessibility

    Benefit from cross-border access with availability in 18 countries in Europe and various currencies.

  • Are you in need of seamless domestic cash pooling?

    ING offers customised cash and liquidity management solutions to suit your organisational needs. We currently serve corporate clients and financial institutions in over 40 countries, pairing local and global insight with sector knowledge and financial expertise to provide greater cash flow control, visibility, and efficiencies for our customers. 

    Contact your ING representative to know more about our offering. 

    Explore Cross-Border Cash Pooling