Physical pooling
Optimise cash flow and enhance liquidity management beyond cross-border and local subsidiary accounts by consolidating cash balances into a central location. ING’s physical pooling allows you to sweep physical funds from individual subsidiary accounts into a header control account, concentrating cash funds in one location for improved oversight, control, and cash flow availability.
Enhance cash flow efficiencies with centralised visibility across all subsidiary accounts
Improve liquidity management with a variety of pooling solutions across domestic and cross-border accounts
Optimise interest calculations and working capital across the net balance of pooled funds
Customised & flexible liquidity solutions
Manage local cash flows within a single domestic market, pooling funds into one header account. Retain the benefits of localised accounts, while achieving centralised cash concentration and interest optimisation with a fully automated, zero or target balancing solution.
Domestic cash pooling
Domestic cash pooling
Maintain full visibility and oversight of cash flow within cross-border subsidiary accounts, sweeping funds into one centralised location with single currency cash pooling. Choose zero or target balancing transfers to customise control over organisational cash flow.
Cross border cash pooling
Cross border cash pooling
Unlock the benefits of physical pooling
Single central place
Retain the overview of your subsidiary account balances in one central location.
Optimal interest
Optimise interest by consolidating cash flow from participating subsidiary accounts, pooling funds into one header account.
Improved liquidity management
Enhance liquidity management by funding debts and excess cash across accounts to facilitate intercompany lending.
Enhanced cost-efficiency
Benefit from greater cost-efficiency, with zero charges on cash-balancing transfers within the ING network.
Optimise cash flow locally and cross-border with centralised pooling
Better control over subsidiary account cash flow
Select automatic zero or target cash balancing sweeps for greater control of subsidiary account cash flow.
Enable credit and debt consolidation
Facilitate credit and debt consolidation across accounts with intercompany lending and capital fund availability.
One focused pooling solution
Maintain local operations of all subsidiary accounts, with access to one centralised pooling solution.
Access to diverse currencies
Access single currency and cross border cash balancing in various currencies, i.e. EUR, GBP, CHF, and USD.
Tailored cash flow management
Customise cash flow management with intra-day and/or end-of-day sweeping, and multi-layer structures.
Entry to a larger market
Access a wider market with availability in 18 countries in Europe and various currencies.
Working with ING for tailor-made physical pooling solutions
ING offers customised cash and liquidity management solutions to suit your organisational needs. We currently serve corporate clients and financial institutions in over 40 countries, pairing local and global insight with sector knowledge and financial expertise to provide greater cash flow control, visibility, and efficiencies for our customers.
Contact your ING representative to know more about our offering.