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Wholesale Banking
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To overview

Global cash pooling solutions

With an increasingly complex regulatory environment and changing liquidity demands, you need a global liquidity tool that is simple, flexible and effective. Cash pool helps you to manage your global cash and swiftly extract cash when needed. Our global cash pooling solutions are offered by our global liquidity management specialist Bank Mendes Gans (BMG).

Eliminate FX swaps

Centralise global cash without creating short-term intercompany loans

Keep your local banking infrastructure

Minimise funding costs, maximise interest return

Banknotes

  • Consolidate your cash position

    Cash excesses and funding needs of the group are automatically centralised to enable full offset and full interest compensation in more than 30 different currencies and over 100 countries. Cash can be centralised in accounts in the name of multiple entities to avoid inter-company loans.

  • Reduce FX cost and complexity

    Currency balances are notionally translated into a single currency, allowing you to manage your pool position to zero with just one transaction.

  • Improve interest earnings

    Easily bridge liquidity gaps between regions, currencies and banks without having to borrow from local banks or leave cash idle.

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    Insight into your global cash positions

    Strategic FX management

    Using the pool to replace short-term loans eliminates cumbersome FX forward contracts, because a notional multi-currency pool creates natural accounting hedges in the applicable currencies. Moreover, eliminating cross-guarantees helps corporates reduce tax complexities at a global level.

    Target spot

  • Top-down control

    Central treasuries obtain control and visibility to manage their global cash positions quickly while protecting against counterparty risk.

  • Global approach

    Our cash pool connects all bank accounts across all regions, which is a key objective of most treasurers. Cash can either be pulled out of bank accounts or pushed down when entities need funding. By working with targets and triggers, local cash needs can automatically be maintained at minimum levels at all times.

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    Next-level cash management

    Rocket spot

  • Online administration, seamless integration

    The pool is supported by an extensive online application suite, including the entire account administration. And it fully integrates into treasury workstations, ERP systems and other proprietary systems.

  • No need to change local bank accounts

    Keep using preferred banks for transaction services while separating in-country banking relationships from the operation of the pool.

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    Why partner with us

    Our purpose is to empower people to stay a step ahead in life and in business. So whatever your financial needs, whether you are looking to expand and want strategic advice, or just want to make your day-to-day banking more efficient, we are here to support your business ambitions.

    • Serving corporate clients and financial institutions in over 35 countries.
    • We pair local and global insight with sector knowledge with financial expertise.
    • We are ranked as a leader in sustainability and we are included in the FTSE4Good Index.
    • Euromoney

      Best bank for sustainable finance in Central & Eastern Europe

      2024
    • The Digital Banker

      Highly acclaimed best wholesale bank for sustainable finance in Europe

      2024
    • Global Finance

      Best bank for cash management in Central & Eastern Europe and Western Europe

      2024