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Wholesale Banking
To overview

Interest rate hedging

Our experts guide you through the intricate world of interest rate hedging, ensuring financial stability in an ever-changing landscape.

Expert guidance with a personalised approach

Global prowess in key markets

Streamlined and transparent execution

What can interest rate hedging do for you?

Managing cash flow volatility

We offer a solution to hedge cash flow volatility for businesses dealing with interest rate payments on existing financings. Our expertise allows you to hedge these payments, ensuring stability in your financial operations.

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  • Shielding fair value

    When facing the early redemption of fixed-rate bonds, you might need protection against fair value volatility. Our specialised hedging solutions secure your investments and make breakage costs for refinancings, providing peace of mind in an unpredictable market.

  • Certainty in future financings

    For forward-thinking businesses, pre-hedging future financings can be beneficial. Our solutions offer certainty in future market interest expenses, allowing you to lock in returns and plan with confidence.

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    Unlock the benefits of our interest rate hedging solutions

    Stable balance sheets

    Unpredictable interest rate shifts can wreak havoc on balance sheet items valued at market rates. With us, you can hedge the fair value in advance, eliminating uncertainty and ensuring the stability of your balance sheet.

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  • Certainty in future expenses

    Our pre-hedging solutions provide the assurance you need. Lock in the return of your projects by gaining certainty over future interest expenses. With us, the future is stable, and your returns are secure.

  • Predictable cash flow

    In a world of fluctuating interest rates, we offer you a lifeline. Secure a predetermined interest rate or establish a worst-case scenario to rely on in your business forecasts. Say goodbye to P&L* or cash flow volatility caused by rising interest rates.

  • Seamless hedging journey

    We're not just a bank but your companion in the hedging process. Combining digital tools with personalised in-person guidance, we're with you every step of the way. From hedging product selection to post-trade follow-up, we ensure a frictionless journey, finding the perfect solution for your needs. 

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    * Depending on applicable GAAP: in IFRS or US GAAP, hedge accounting is required to eliminate P&L volatility.

    Why partner with us

    Our purpose is to empower people to stay a step ahead in life and in business. So whatever your financial needs, whether you are looking to expand and want strategic advice, or just want to make your day-to-day banking more efficient, we are here to support your business ambitions.

    • Serving corporate clients and financial institutions in over 35 countries.
    • We pair local and global insight with sector knowledge with financial expertise.
    • We are ranked as a leader in sustainability and we are included in the FTSE4Good Index.
    • Euromoney

      Best bank for sustainable finance in Central & Eastern Europe

      2024
    • The Digital Banker

      Highly acclaimed best wholesale bank for sustainable finance in Europe

      2024
    • Global Finance

      Best bank for cash management in Central & Eastern Europe and Western Europe

      2024