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Wholesale Banking
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To overview

Supply chain finance

In the dynamic world of global trade, managing supply chains and maintaining cash flow can be challenging. That's where ING comes in. Our innovative supply chain finance solutions are tailored to optimise your cash flow, giving you the flexibility to extend payment terms to your suppliers. Meanwhile, your suppliers benefit from early payments, enhancing their liquidity and working capital. It's a win-win scenario: you get more time to pay, and your suppliers enjoy improved financial stability. Partner with us to streamline your supply chain and drive your business forward with confidence and efficiency.

Tailored financing solutions for companies with a global footprint and operations across multiple jurisdictions

Designed to improve your working capital, strengthen business relationships, and enhance cash flow

Buyers benefit from optimal payment terms, while suppliers enjoy accelerated cash flow

Increase transparency about the sustainability of your business partners and overall supply chain

Better financial health for your supply chain starts today

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  • Supplier raises an invoice

    After supplying goods or services, the supplier sends the invoice to the buyer.

  • Buyer approval

    The buyer uploads the invoice to the bank's SCF platform after approving it.

  • Early payment option

    The supplier can choose to receive early payment through ING, while the buyer settles the invoice at a later date under agreed payment terms.

  • Transaction settlement

    The buyer pays ING when the payment terms come due, while the supplier enjoys improved cash flow from early payment.

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    Who can benefit from supply chain finance?

  • Buyers

    who are looking to optimise their working capital without impacting supplier relations.

  • Suppliers

    who are seeking early payment options to enhance liquidity and reduce financing costs.

  • Multinational corporations

    that are managing complex, global supply chains with a need for integrated, scalable financing solutions.

  • SMEs

    that are looking to strengthen their cash flow without relying on traditional borrowing.

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    Ready to learn more?

    At ING, we understand the complexities of modern supply chains and are committed to providing financing solutions that help your business thrive.

     

    • We have a solid track record in setting up, rolling out and running international SCF programs. 
    • We are active in 28 countries in Europe and more than 40 countries across the globe; this means we can onboard suppliers locally.
    • We can fund in a broad range of currencies and can offer local law documents in multiple jurisdictions.
    • We offer a straight-forward and easy-to-use platform appreciated by trading partners worldwide.
    • We are supported by around 40 financial institutions that invest in our SCF programs, which ensures liquidity and continuous support for your SCF program growth.

     

     

    Contact us today to speak with a dedicated SCF expert and discover how our tailored solutions can support your business’s growth and stability.

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    Why partner with us

    Our purpose is to empower people to stay a step ahead in life and in business. So whatever your financial needs, whether you are looking to expand and want strategic advice, or just want to make your day-to-day banking more efficient, we are here to support your business ambitions.

    • Serving corporate clients and financial institutions in over 35 countries.
    • We pair local and global insight with sector knowledge with financial expertise.
    • We are ranked as a leader in sustainability and we are included in the FTSE4Good Index.
    • Euromoney

      Best bank for sustainable finance in Central & Eastern Europe

      2024
    • The Digital Banker

      Highly acclaimed best wholesale bank for sustainable finance in Europe

      2024
    • Global Finance

      Best bank for cash management in Central & Eastern Europe and Western Europe

      2024