Receivables finance

Transform your cash flow management with ING’s receivables finance solutions. Turn outstanding invoices into immediate working capital, allowing you to reinvest in operations and fuel growth. Effortlessly navigate the complexities of modern trade while remaining competitive by offering customers their preferred payment terms. With our solutions, you can enhance liquidity, streamline financial operations, and secure your financial stability for the future.

Transform outstanding invoices into working capital, allowing for reinvestment in operations and growth while maintaining financial stability

Select customised solutions for financing a diverse receivables portfolio or single transactions, ranging from short-term to long-term

Leverage our global network to efficiently manage receivables across various jurisdictions and currencies, simplifying international trade

Scalable, flexible receivables finance solutions tailored to your company

Cost-effective

Access competitive pricing across your portfolio of debtors, allowing for cost-effective financing tailored to your business needs.

Flexible

Choose between single receivable financing and facilities for multiple receivables, offering the flexibility to meet your specific requirements.

Scalable

Easily scale your financing to include additional sellers, countries, and currencies, supporting your growth in diverse markets.

Discreet

Conduct transactions without debtor notification (where local jurisdictions allow), maintaining discretion and fostering smoother operations.

Lower risk

Transfer credit risk to ING and/or a credit insurer, while benefiting from off-balance sheet treatment under both Local GAAP and IFRS, subject to auditor approval.

Take your business to the next level

Unlock the full potential of your business with ING’s receivables finance solutions. Whether you're focused on enhancing cash flow, managing risk, or financing growth, our tailored support covers every aspect of your supply chain.

Partnering with ING means:

Seamless transactions that connect sellers across the Americas, EMEA, and key Asian jurisdictions.
In-depth knowledge of global requirements for setting up receivables finance transactions, ensuring compliance and efficiency.
No geographical limits on transactions, provided local regulations permit.
A strong global presence in over 60 jurisdictions, facilitating smooth implementation and operational effectiveness

Reach out to our local experts in Europe, Asia, and the US to see how we can help you move outstanding receivables into financial resilience.